City comparison
Cost of living in Amsterdam vs Toronto
One person needs about €2,767 a month in Amsterdam and €2,737 in Toronto, rent included — Toronto is 1% cheaper overall.
Salary you'd need to keep the same lifestyle
Enter your current net monthly pay. We scale it by the full cost basket — rent, groceries, transport, utilities, eating out and internet.
To live in Toronto the way you live in Amsterdam on €3,000, you need
€2,967/ month net
1% less than today (-€33)
- Amsterdam today
- Basket €2,767 · left over €233 (8%)
- Toronto at the matched salary
- Basket €2,737 · left over €230 (8%)
Local pay context: average tech net pay covers the basket 197% over in Toronto (strong) vs 181% in Amsterdam. Purchasing power index · How we calculate this
🇳🇱 Amsterdam
High pay and a 30% ruling for expats, wiped out by one of Europe's tightest housing markets.
Monthly budget: €2,767
Sources: Eurostat, Harmonised price indices (2025) · 0 community reports
🇨🇦 Toronto
Strong salaries, brutal rent, and winters that raise the utility line.
Monthly budget: €2,737
Sources: Eurostat, Harmonised price indices (2025) · 0 community reports
Should you move to Amsterdam or Toronto?
On salary, Toronto pays more for tech roles (€5,400 versus €5,000 a month), so the money left over after costs is €2,663 in Toronto at the top end.
Rent drives most of the gap: €1,900 in Amsterdam against €1,900 in Toronto. Groceries, transport and utilities move far less between the two.
For remote workers, the nomad index scores Amsterdam at 70 and Toronto at 66 — see the full nomad index and our data methodology.