City comparison
Cost of living in Toronto vs Amsterdam
One person needs about €2,737 a month in Toronto and €2,767 in Amsterdam, rent included — Toronto is 1% cheaper overall.
Salary you'd need to keep the same lifestyle
Enter your current net monthly pay. We scale it by the full cost basket — rent, groceries, transport, utilities, eating out and internet.
To live in Amsterdam the way you live in Toronto on €3,000, you need
€3,033/ month net
1% more than today (+€33)
- Toronto today
- Basket €2,737 · left over €263 (9%)
- Amsterdam at the matched salary
- Basket €2,767 · left over €266 (9%)
Local pay context: average tech net pay covers the basket 181% over in Amsterdam (comfortable) vs 197% in Toronto. Purchasing power index · How we calculate this
🇨🇦 Toronto
Strong salaries, brutal rent, and winters that raise the utility line.
Monthly budget: €2,737
Sources: Eurostat, Harmonised price indices (2025) · 0 community reports
🇳🇱 Amsterdam
High pay and a 30% ruling for expats, wiped out by one of Europe's tightest housing markets.
Monthly budget: €2,767
Sources: Eurostat, Harmonised price indices (2025) · 0 community reports
Should you move to Toronto or Amsterdam?
On salary, Toronto pays more for tech roles (€5,400 versus €5,000 a month), so the money left over after costs is €2,663 in Toronto at the top end.
Rent drives most of the gap: €1,900 in Toronto against €1,900 in Amsterdam. Groceries, transport and utilities move far less between the two.
For remote workers, the nomad index scores Toronto at 66 and Amsterdam at 70 — see the full nomad index and our data methodology.