Cost of Living Guide

City comparison

Cost of living in Austin vs San Francisco

One person needs about €2,411 a month in Austin and €3,942 in San Francisco, rent included — Austin is 64% cheaper overall.

🇺🇸
Austin
United States · 980K pop
vs
🇺🇸
San Francisco
United States · 810K pop
Monthly rent (1BR)
€1,600€2,900
81% pricier
Groceries / mo
€400€520
30% pricier
Eating out (meal)
€17€24
41% pricier
Internet (100mbps)
€55€60
9% pricier
Avg salary (tech)
€6,500€9,500
46% higher
Coworking / mo
€280€400
43% pricier
AustinSan Francisco
Rent€1,600€2,900
Groceries€400€520
Transport€40€80
Utilities€180€190

Salary you'd need to keep the same lifestyle

Enter your current net monthly pay. We scale it by the full cost basket — rent, groceries, transport, utilities, eating out and internet.

To live in San Francisco the way you live in Austin on €3,000, you need

€4,905/ month net

64% more than today (+€1,905)

Austin today
Basket €2,411 · left over €589 (20%)
San Francisco at the matched salary
Basket €3,942 · left over €963 (20%)

Local pay context: average tech net pay covers the basket 241% over in San Francisco (very strong) vs 270% in Austin. Purchasing power index · How we calculate this

🇺🇸 Austin

No state income tax and a real tech market, with car costs baked in.

Monthly budget: €2,411

Sources: Eurostat, Harmonised price indices (2025) · 0 community reports

🇺🇸 San Francisco

The highest pay on the planet for engineers, and the rent to prove it.

Monthly budget: €3,942

Sources: Eurostat, Harmonised price indices (2025) · 0 community reports

Should you move to Austin or San Francisco?

On salary, San Francisco pays more for tech roles (€9,500 versus €6,500 a month), so the money left over after costs is €5,558 in San Francisco at the top end.

Rent drives most of the gap: €1,600 in Austin against €2,900 in San Francisco. Groceries, transport and utilities move far less between the two.

For remote workers, the nomad index scores Austin at 73 and San Francisco at 62 — see the full nomad index and our data methodology.

More Austin comparisons

More San Francisco comparisons