Cost of Living Guide

City comparison

Cost of living in London vs San Francisco

One person needs about €3,468 a month in London and €3,942 in San Francisco, rent included — London is 14% cheaper overall.

🇬🇧
London
United Kingdom · 8.9M pop
vs
🇺🇸
San Francisco
United States · 810K pop
Monthly rent (1BR)
€2,400€2,900
21% pricier
Groceries / mo
€420€520
24% pricier
Eating out (meal)
€22€24
9% pricier
Internet (100mbps)
€42€60
43% pricier
Avg salary (tech)
€5,600€9,500
70% higher
Coworking / mo
€380€400
5% pricier
LondonSan Francisco
Rent€2,400€2,900
Groceries€420€520
Transport€190€80
Utilities€240€190

Salary you'd need to keep the same lifestyle

Enter your current net monthly pay. We scale it by the full cost basket — rent, groceries, transport, utilities, eating out and internet.

To live in San Francisco the way you live in London on €3,000, you need

€3,410/ month net

14% more than today (+€410)

London today
Basket €3,468 · left over -€468 (-16%)
San Francisco at the matched salary
Basket €3,942 · left over -€532 (-16%)

Local pay context: average tech net pay covers the basket 241% over in San Francisco (very strong) vs 161% in London. Purchasing power index · How we calculate this

🇬🇧 London

Salaries are high, everything else is higher — transport alone costs a Tbilisi flat.

Monthly budget: €3,468

Sources: ONS + VOA, CPIH & private rental market summary (2025) · 468 community reports

🇺🇸 San Francisco

The highest pay on the planet for engineers, and the rent to prove it.

Monthly budget: €3,942

Sources: Eurostat, Harmonised price indices (2025) · 0 community reports

Should you move to London or San Francisco?

On salary, San Francisco pays more for tech roles (€9,500 versus €5,600 a month), so the money left over after costs is €5,558 in San Francisco at the top end.

Rent drives most of the gap: €2,400 in London against €2,900 in San Francisco. Groceries, transport and utilities move far less between the two.

For remote workers, the nomad index scores London at 64 and San Francisco at 62 — see the full nomad index and our data methodology.

More London comparisons

More San Francisco comparisons