Cost of Living Guide

City comparison

Cost of living in Singapore vs Toronto

One person needs about €3,070 a month in Singapore and €2,737 in Toronto, rent included — Toronto is 11% cheaper overall.

🇸🇬
Singapore
Singapore · 5.9M pop
vs
🇨🇦
Toronto
Canada · 2.8M pop
Monthly rent (1BR)
€2,300€1,900
17% cheaper
Groceries / mo
€420€400
5% cheaper
Eating out (meal)
€10€19
90% pricier
Internet (100mbps)
€40€50
25% pricier
Avg salary (tech)
€6,000€5,400
10% lower
Coworking / mo
€380€300
21% cheaper
SingaporeToronto
Rent€2,300€1,900
Groceries€420€400
Transport€80€105
Utilities€150€130

Salary you'd need to keep the same lifestyle

Enter your current net monthly pay. We scale it by the full cost basket — rent, groceries, transport, utilities, eating out and internet.

To live in Toronto the way you live in Singapore on €3,000, you need

€2,675/ month net

11% less than today (-€325)

Singapore today
Basket €3,070 · left over -€70 (-2%)
Toronto at the matched salary
Basket €2,737 · left over -€62 (-2%)

Local pay context: average tech net pay covers the basket 197% over in Toronto (strong) vs 195% in Singapore. Purchasing power index · How we calculate this

🇸🇬 Singapore

Low tax and a great base for Asia, undone by rent and car costs.

Monthly budget: €3,070

Sources: Eurostat, Harmonised price indices (2025) · 0 community reports

🇨🇦 Toronto

Strong salaries, brutal rent, and winters that raise the utility line.

Monthly budget: €2,737

Sources: Eurostat, Harmonised price indices (2025) · 0 community reports

Should you move to Singapore or Toronto?

On salary, Singapore pays more for tech roles (€6,000 versus €5,400 a month), so the money left over after costs is €2,930 in Singapore at the top end.

Rent drives most of the gap: €2,300 in Singapore against €1,900 in Toronto. Groceries, transport and utilities move far less between the two.

For remote workers, the nomad index scores Singapore at 68 and Toronto at 66 — see the full nomad index and our data methodology.

More Singapore comparisons

More Toronto comparisons