Cost of Living Guide

City comparison

Cost of living in Split vs Warsaw

One person needs about €1,337 a month in Split and €1,422 in Warsaw, rent included — Split is 6% cheaper overall.

🇭🇷
Split
Croatia · 160K pop
vs
🇵🇱
Warsaw
Poland · 1.8M pop
Monthly rent (1BR)
€780€900
15% pricier
Groceries / mo
€270€270
0% pricier
Eating out (meal)
€13€10
23% cheaper
Internet (100mbps)
€28€17
39% cheaper
Avg salary (tech)
€1,900€3,100
63% higher
Coworking / mo
€130€150
15% pricier
SplitWarsaw
Rent€780€900
Groceries€270€270
Transport€35€25
Utilities€120€130

Salary you'd need to keep the same lifestyle

Enter your current net monthly pay. We scale it by the full cost basket — rent, groceries, transport, utilities, eating out and internet.

To live in Warsaw the way you live in Split on €3,000, you need

€3,191/ month net

6% more than today (+€191)

Split today
Basket €1,337 · left over €1,663 (55%)
Warsaw at the matched salary
Basket €1,422 · left over €1,769 (55%)

Local pay context: average tech net pay covers the basket 218% over in Warsaw (strong) vs 142% in Split. Purchasing power index · How we calculate this

🇭🇷 Split

Seasonal pricing: winter is a bargain, July doubles short-term rent overnight.

Monthly budget: €1,337

Sources: Croatian Bureau of Statistics, HICP & tourism price survey (2025) · 121 community reports

🇵🇱 Warsaw

The best pay-to-cost ratio in the EU for engineers right now.

Monthly budget: €1,422

Sources: Eurostat, Harmonised price indices (2025) · 0 community reports

Should you move to Split or Warsaw?

On salary, Warsaw pays more for tech roles (€3,100 versus €1,900 a month), so the money left over after costs is €1,678 in Warsaw at the top end.

Rent drives most of the gap: €780 in Split against €900 in Warsaw. Groceries, transport and utilities move far less between the two.

For remote workers, the nomad index scores Split at 74 and Warsaw at 80 — see the full nomad index and our data methodology.

More Split comparisons

More Warsaw comparisons