Cost of Living Guide

City comparison

Cost of living in Warsaw vs Split

One person needs about €1,422 a month in Warsaw and €1,337 in Split, rent included — Split is 6% cheaper overall.

🇵🇱
Warsaw
Poland · 1.8M pop
vs
🇭🇷
Split
Croatia · 160K pop
Monthly rent (1BR)
€900€780
13% cheaper
Groceries / mo
€270€270
0% pricier
Eating out (meal)
€10€13
30% pricier
Internet (100mbps)
€17€28
65% pricier
Avg salary (tech)
€3,100€1,900
39% lower
Coworking / mo
€150€130
13% cheaper
WarsawSplit
Rent€900€780
Groceries€270€270
Transport€25€35
Utilities€130€120

Salary you'd need to keep the same lifestyle

Enter your current net monthly pay. We scale it by the full cost basket — rent, groceries, transport, utilities, eating out and internet.

To live in Split the way you live in Warsaw on €3,000, you need

€2,821/ month net

6% less than today (-€179)

Warsaw today
Basket €1,422 · left over €1,578 (53%)
Split at the matched salary
Basket €1,337 · left over €1,484 (53%)

Local pay context: average tech net pay covers the basket 142% over in Split (adequate) vs 218% in Warsaw. Purchasing power index · How we calculate this

🇵🇱 Warsaw

The best pay-to-cost ratio in the EU for engineers right now.

Monthly budget: €1,422

Sources: Eurostat, Harmonised price indices (2025) · 0 community reports

🇭🇷 Split

Seasonal pricing: winter is a bargain, July doubles short-term rent overnight.

Monthly budget: €1,337

Sources: Croatian Bureau of Statistics, HICP & tourism price survey (2025) · 121 community reports

Should you move to Warsaw or Split?

On salary, Warsaw pays more for tech roles (€3,100 versus €1,900 a month), so the money left over after costs is €1,678 in Warsaw at the top end.

Rent drives most of the gap: €900 in Warsaw against €780 in Split. Groceries, transport and utilities move far less between the two.

For remote workers, the nomad index scores Warsaw at 80 and Split at 74 — see the full nomad index and our data methodology.

More Warsaw comparisons

More Split comparisons