Cost of Living Guide

Expat guide

Cost of living in 🇻🇳 Vietnam for expats

One person living on a normal local lease spends about €799 a month in Vietnam, rent included. Below: what the first month really costs, how to keep the monthly number down, and the per-city numbers behind the average.

Monthly budget, one person

€799

Average rent (1-bed)

€480

Cheapest city

🇻🇳 Ho Chi Minh City

Month-one setup

from €2,727

What the first month costs in Ho Chi Minh City

Modelled on Ho Chi Minh City rent of €480. Scale it up if you're heading straight for Ho Chi Minh City.

Upfront costAmountHow to cut it
Security deposit€960Two months' rent is the common ceiling for long-term unfurnished leases.
First month's rent€480Paid upfront alongside the deposit in almost every market.
Agency or finder fee€384Skip this by renting direct from owners or taking a mid-term sublet first.
Furnishing & kitchen basics€264Second-hand marketplaces cut this figure roughly in half.
Admin: residency, translations, ID€320Registration, certified translations and photos. Varies by nationality.
First-month living buffer€319Groceries, transport, bills and eating out while you settle in.
Total to land safely€2,727Before your first local paycheck arrives.

Budgeting tips that actually move the number

  • Furnished, bills-included apartments are the norm, which makes month-one setup far cheaper than in Europe.
  • Private health insurance is effectively mandatory for expats — price it before you compare cities on rent alone.
  • Street food and local markets keep food costs low; imported groceries are where budgets quietly break.

Pre-move checklist

  1. 1Confirm the visa or residence permit that fits your income source before you sign a lease.
  2. 2Arrive with three to four months of full budget in cash — deposits and admin land before your first payday.
  3. 3Take a one-to-three month furnished rental first, then sign long-term once you know the neighbourhoods.
  4. 4Open a local or EU/regional account early: many Vietnam landlords and utilities won't accept foreign cards or transfers.
  5. 5Sort health coverage before arrival; several residence permits require proof of it.
  6. 6Check tax residency rules for your case — days spent in-country and where your income lands both matter.

Vietnam city by city, cheapest first

#CityMonthly budgetRent (1-bed)GroceriesTech pay
1🇻🇳 Ho Chi Minh CityVietnam€799€480€200€1,300

Full breakdowns: cost of living in Ho Chi Minh City

Country overview: cost of living in Vietnam · cheapest city here is Ho Chi Minh City at €799/month.

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