Cost of Living Guide

Expat guide

Cost of living in 🇮🇹 Italy for expats

One person living on a normal local lease spends about €1,963 a month in Italy, rent included. Below: what the first month really costs, how to keep the monthly number down, and the per-city numbers behind the average.

Monthly budget, one person

€1,963

Average rent (1-bed)

€1,300

Cheapest city

🇮🇹 Rome

Month-one setup

from €5,950

What the first month costs in Rome

Modelled on Rome rent of €1,150. Scale it up if you're heading straight for Milan.

Upfront costAmountHow to cut it
Security deposit€2,300Two months' rent is the common ceiling for long-term unfurnished leases.
First month's rent€1,150Paid upfront alongside the deposit in almost every market.
Agency or finder fee€920Skip this by renting direct from owners or taking a mid-term sublet first.
Furnishing & kitchen basics€633Second-hand marketplaces cut this figure roughly in half.
Admin: residency, translations, ID€320Registration, certified translations and photos. Varies by nationality.
First-month living buffer€627Groceries, transport, bills and eating out while you settle in.
Total to land safely€5,950Before your first local paycheck arrives.

Budgeting tips that actually move the number

  • Where you land inside Italy changes the budget more than any spending habit: Rome runs about 17% cheaper per month than Milan.
  • Rents are quoted without bills. Budget separately for electricity, which spikes in summer with air-conditioning and in winter in poorly insulated flats.
  • Long-term leases are far cheaper per month than the furnished, expat-priced listings that dominate international rental sites.
  • Daily menus at lunch (menú del día and equivalents) are the single biggest lever on a food budget — often half the price of the same dinner.

Pre-move checklist

  1. 1Confirm the visa or residence permit that fits your income source before you sign a lease.
  2. 2Arrive with three to four months of full budget in cash — deposits and admin land before your first payday.
  3. 3Take a one-to-three month furnished rental first, then sign long-term once you know the neighbourhoods.
  4. 4Open a local or EU/regional account early: many Italy landlords and utilities won't accept foreign cards or transfers.
  5. 5Sort health coverage before arrival; several residence permits require proof of it.
  6. 6Check tax residency rules for your case — days spent in-country and where your income lands both matter.

Italy city by city, cheapest first

#CityMonthly budgetRent (1-bed)GroceriesTech pay
1🇮🇹 RomeItaly€1,777€1,150€300€2,300
2🇮🇹 MilanItaly€2,149€1,450€330€3,200

Full breakdowns: cost of living in Rome · cost of living in Milan

Country overview: cost of living in Italy · cheapest city here is Rome at €1,777/month.

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